Cat D write off

[Scratch]

So what does this mean exactly ?

The statement on the sale advert says

"THIS CAR IS IN IMMACULATE CONDITION THROUGHOUT WITH ALL THE RELEVANT PAPERWORK, THIS CAR IS UNFORTUNATELY RECORDED AS A CATERGORY D (VANDALISM) WITH NO PANEL OR CHASSIS DAMAGE TO THE CAR, ANY INSPECTION IS WELCOME"

So how do you vandalise a car such as to cause it to be written off without inflicting any panel damage etc ?????

Can anyone explain ?

This from an advert for a 54 plate WR1......

How does this kind of history affect insurance premiums and the like ?

[whiteknuckleride]

CLICKY

hope that helps

[Scratch]

So does that mean it was a stolen recovered then ?

But what impact would having a cat D car have on the insurance costs ?

Would it be worth less as resale, as this particular car looks to be at market value, OK towards the bottom end for the model but still on a par wioth others that are advertised

[scoobyboothy]

not necessarily stolen, just not economical to repair, for example some running a key down the side of a car. The re -spray may be under the limit but hire car cost and other costs that may be inccured may take it over. It won't really effect insurance but will effect the re - sale cost

[scatty]

more difficult to sell on.....im suprised it isnt a cheaper than market value...

[Scratch]

not necessarily stolen, just not economical to repair, for example some running a key down the side of a car. The re -spray may be under the limit but hire car cost and other costs that may be inccured may take it over. It won't really effect insurance but will effect the re - sale cost

But it specifically says no panel damage wouldn't keying cause panel damage?

[initial_g]

Panel damage =not touched with a welder eg~ its got origonal panels

we had a 2 year old evo in that had been paint stripperd (vandalised) it needed new windows. Window rubbers. Bumpers. Spoiler. Lights as itd eaten into it. It was cat d'd

[matt666]

I got quoted £1000 for a windscreen recently not going through insurers. Insurers going by the book could easily find a way of writing it off if they couldn't be bothered fixing it. As we know, it can be quite easy and cheap to repair stuff getting the parts from breakers etc.

I'd want a lot more info. Cat D cars can be a bargain if you're happy with what happened to it, and accept it will be a bitch to shift when you want to sell it.

[Mr Toast]

Basically Cat C is the one to really avoid, as the vehicle has been written off and classed as uneconomical to repair, Cat D however is when a car has been written off by an insurance company, but is not beyond repair basically. Cat D cars do have a lower resale value 9 times out of 10 - I valued a 56 plate Audi RS4 the other day that was recorded as a Cat D - to it's credit it looked fooking spotless - but the best offer I got on the car was £12k from one of our traders. Was a similar story with most people I spoke to.

I appreciate that this comment is a little late and this info is probably useless by now anyway!!